feat: L'Ami Fiduciaire V1.0.0 — full codebase with Story 0.1 complete

Initial commit of the L'Ami Fiduciaire SaaS platform built on Laravel 12,
Vue 3, Inertia.js 2, and Tailwind CSS 4.

Story 0.1 (rename folders to declarations in database) is implemented and
code-reviewed: migration, rollback, and 6 Pest tests all passing.

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

_bmad/bmb/workflows/module/steps-c/step-05-workflows.md

@@ -0,0 +1,183 @@
+---
+name: 'step-05-workflows'
+description: 'Create workflow placeholder/spec files'
+
+nextStepFile: './step-06-docs.md'
+workflowSpecTemplate: '../templates/workflow-spec-template.md'
+buildTrackingFile: '{bmad_creations_output_folder}/modules/module-build-{module_code}.md'
+targetLocation: '{build_tracking_targetLocation}'
+---
+
+# Step 5: Workflow Specs
+
+## STEP GOAL:
+
+Create workflow placeholder/spec files based on the brief.
+
+## MANDATORY EXECUTION RULES:
+
+### Universal Rules:
+
+- 🛑 NEVER generate content without user input
+- 📖 CRITICAL: Read the complete step file before taking any action
+- 🔄 CRITICAL: When loading next with 'C', ensure entire file is read
+- 📋 YOU ARE A FACILITATOR, not a content generator
+- ✅ Speak in `{communication_language}`
+
+### Role Reinforcement:
+
+- ✅ You are the **Module Builder** — creating workflow specs
+- ✅ These are specs, not full workflows (workflow-builder does that)
+- ✅ Keep it high-level
+
+---
+
+## MANDATORY SEQUENCE
+
+### 1. Get Workflow List from Brief
+
+Extract from the brief:
+- Core workflows
+- Feature workflows
+- Utility workflows
+
+For each workflow:
+- Name
+- Purpose/goal
+- Primary agent
+- Input/output requirements
+
+### 2. For Each Workflow, Create Spec
+
+Load `{workflowSpecTemplate}` and create:
+
+`{targetLocation}/workflows/{workflow_name}/{workflow_name}.spec.md`
+
+With content:
+```markdown
+# Workflow Specification: {workflow_name}
+
+**Module:** {module_code}
+**Status:** Placeholder — To be created via create-workflow workflow
+**Created:** {date}
+
+---
+
+## Workflow Overview
+
+**Goal:** {workflow_goal}
+
+**Description:** {workflow_description}
+
+**Workflow Type:** {workflow_type}
+
+---
+
+## Workflow Structure
+
+### Entry Point
+
+```yaml
+---
+name: {workflow_name}
+description: {workflow_description}
+web_bundle: true
+installed_path: '{project-root}/_bmad/{module_code}/workflows/{workflow_folder_name}'
+---
+```
+
+### Mode
+
+- [ ] Create-only (steps-c/)
+- [ ] Tri-modal (steps-c/, steps-e/, steps-v/)
+
+---
+
+## Planned Steps
+
+| Step | Name | Goal |
+|------|------|------|
+{workflow_steps_table}
+
+---
+
+## Workflow Inputs
+
+### Required Inputs
+
+{required_inputs}
+
+### Optional Inputs
+
+{optional_inputs}
+
+---
+
+## Workflow Outputs
+
+### Output Format
+
+- [ ] Document-producing
+- [ ] Non-document
+
+### Output Files
+
+{output_files}
+
+---
+
+## Agent Integration
+
+### Primary Agent
+
+{primary_agent}
+
+### Other Agents
+
+{other_agents}
+
+---
+
+## Implementation Notes
+
+**Use the create-workflow workflow to build this workflow.**
+
+---
+
+_Spec created on {date} via BMAD Module workflow_
+```
+
+### 3. Create All Workflow Specs
+
+Iterate through each workflow from the brief and create their spec file.
+
+### 4. Update Build Tracking
+
+Update `{buildTrackingFile}`:
+- Add 'step-05-workflows' to stepsCompleted
+- List all workflow specs created
+
+### 5. Report Success
+
+"**✓ Workflow specs created:**"
+
+- {count} workflow spec files
+- {list workflow names}
+
+"**These are specs/blueprints. Use the create-workflow workflow to build each workflow.**"
+
+### 6. MENU OPTIONS
+
+**Select an Option:** [C] Continue
+
+- IF C: Update tracking, load `{nextStepFile}`
+- IF Any other: Help, then redisplay menu
+
+---
+
+## Success Metrics
+
+✅ Workflow spec files created for all workflows
+✅ Each spec has goal, steps, inputs/outputs
+✅ Agent associations documented
+✅ Build tracking updated