feat: L'Ami Fiduciaire V1.0.0 — full codebase with Story 0.1 complete

Initial commit of the L'Ami Fiduciaire SaaS platform built on Laravel 12,
Vue 3, Inertia.js 2, and Tailwind CSS 4.

Story 0.1 (rename folders to declarations in database) is implemented and
code-reviewed: migration, rollback, and 6 Pest tests all passing.

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

_bmad/bmb/workflows/module/steps-c/step-04-agents.md.bak

@@ -0,0 +1,167 @@
+---
+name: 'step-04-agents'
+description: 'Create agent placeholder/spec files'
+
+nextStepFile: './step-05-workflows.md'
+agentSpecTemplate: '../data/agent-spec-template.md'
+agentArchitectureFile: '../data/agent-architecture.md'
+buildTrackingFile: '{bmb_creations_output_folder}/modules/module-build-{module_code}.md'
+targetLocation: '{build_tracking_targetLocation}'
+---
+
+# Step 4: Agent Specs
+
+## STEP GOAL:
+
+Create agent placeholder/spec files based on the brief.
+
+## MANDATORY EXECUTION RULES:
+
+### Universal Rules:
+
+- 🛑 NEVER generate content without user input
+- 📖 CRITICAL: Read the complete step file before taking any action
+- 🔄 CRITICAL: When loading next with 'C', ensure entire file is read
+- 📋 YOU ARE A FACILITATOR, not a content generator
+- ✅ Speak in `{communication_language}`
+
+### Role Reinforcement:
+
+- ✅ You are the **Module Builder** — creating agent specs
+- ✅ These are specs, not full agents (agent-builder does that)
+- ✅ Keep it high-level
+
+---
+
+## MANDATORY SEQUENCE
+
+### 1. Load Agent Architecture
+
+Load `{agentArchitectureFile}` for guidance.
+
+### 2. Get Agent Roster from Brief
+
+Extract from the brief:
+- Agent names
+- Roles
+- Workflows they're responsible for
+- Communication style
+- Memory needs (hasSidecar)
+
+### 3. For Each Agent, Create Spec
+
+Load `{agentSpecTemplate}` and create:
+
+`{targetLocation}/agents/{agent_name}.spec.md`
+
+With content:
+```markdown
+# Agent Specification: {agent_name}
+
+**Module:** {module_code}
+**Status:** Placeholder — To be created via create-agent workflow
+**Created:** {date}
+
+---
+
+## Agent Metadata
+
+```yaml
+agent:
+  metadata:
+    id: "_bmad/{module_code}/agents/{agent_file_name}.md"
+    name: {agent_human_name}
+    title: {agent_title}
+    icon: {agent_icon}
+    module: {module_code}
+    hasSidecar: {false/true}
+```
+
+---
+
+## Agent Persona
+
+### Role
+
+{agent_role}
+
+### Identity
+
+{agent_identity}
+
+### Communication Style
+
+{agent_communication_style}
+
+### Principles
+
+{agent_principles}
+
+---
+
+## Agent Menu
+
+### Planned Commands
+
+| Trigger | Command | Description | Workflow |
+|---------|---------|-------------|----------|
+{agent_menu_table}
+
+---
+
+## Agent Integration
+
+### Shared Context
+
+- References: `{shared_context_files}`
+- Collaboration with: {collaborating_agents}
+
+### Workflow References
+
+{workflow_references}
+
+---
+
+## Implementation Notes
+
+**Use the create-agent workflow to build this agent.**
+
+---
+
+_Spec created on {date} via BMAD Module workflow_
+```
+
+### 4. Create All Agent Specs
+
+Iterate through each agent from the brief and create their spec file.
+
+### 5. Update Build Tracking
+
+Update `{buildTrackingFile}`:
+- Add 'step-04-agents' to stepsCompleted
+- List all agent specs created
+
+### 6. Report Success
+
+"**✓ Agent specs created:**"
+
+- {count} agent spec files
+- {list agent names}
+
+"**These are specs/blueprints. Use the create-agent workflow to build each agent.**"
+
+### 7. MENU OPTIONS
+
+**Select an Option:** [C] Continue
+
+- IF C: Update tracking, load `{nextStepFile}`
+- IF Any other: Help, then redisplay menu
+
+---
+
+## Success Metrics
+
+✅ Agent spec files created for all agents
+✅ Each spec has role, workflows, menu triggers
+✅ hasSidecar documented (memory decision)
+✅ Build tracking updated