feat: L'Ami Fiduciaire V1.0.0 — full codebase with Story 0.1 complete

Initial commit of the L'Ami Fiduciaire SaaS platform built on Laravel 12,
Vue 3, Inertia.js 2, and Tailwind CSS 4.

Story 0.1 (rename folders to declarations in database) is implemented and
code-reviewed: migration, rollback, and 6 Pest tests all passing.

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

_bmad/bmb/workflows/agent/data/agent-validation.md.bak

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+# Agent Validation
+
+## Common (All Agents)
+
+### YAML Structure
+- [ ] Parses without errors
+- [ ] `metadata`: `id`, `name`, `title`, `icon`, `module`, `hasSidecar`
+- [ ] `hasSidecar`: `true`|`false`
+- [ ] `module`: `stand-alone`|`bmm`|`cis`|`bmgd`|...
+- [ ] `persona`: `role`, `identity`, `communication_style`, `principles`
+- [ ] `menu`: ≥1 item
+- [ ] Filename: `{name}.agent.yaml` (lowercase, hyphenated)
+
+### Persona Fields
+
+| Field | Contains | Does NOT Contain |
+|-------|----------|------------------|
+| `role` | Knowledge/skills/capabilities | Background, experience, "who" |
+| `identity` | Background/experience/context | Skills, "what" |
+| `communication_style` | Tone/voice/mannerisms (1-2 sentences) | "ensures", "expert", "believes", "who does X" |
+| `principles` | Operating philosophy, behavioral guidelines | Verbal patterns, "how they talk" |
+
+### Menu Items
+- [ ] `trigger`: `XX or fuzzy match on command-name` (XX = 2-letter code, unique)
+- [ ] No reserved codes: `MH`, `CH`, `PM`, `DA` (auto-injected)
+- [ ] `description`: Starts with `[XX]`, code matches trigger
+- [ ] `action`: `#prompt-id` (exists) or inline text
+
+### Prompts (if present)
+- [ ] Each has `id`, `content`
+- [ ] IDs unique within agent
+- [ ] Uses semantic XML: `<instructions>`, `<process>`, etc.
+
+### Quality
+- [ ] No broken references
+- [ ] Indentation consistent
+- [ ] Purpose clear from persona
+- [ ] Name/title descriptive, icon appropriate
+
+---
+
+## hasSidecar: false
+
+### Structure
+- [ ] Single `.agent.yaml` file (no sidecar folder)
+- [ ] No `{project-root}/_bmad/_memory/` paths
+- [ ] Size under ~250 lines (unless justified)
+
+### critical_actions (OPTIONAL)
+- [ ] No references to sidecar files
+- [ ] No placeholders, no compiler-injected steps
+- [ ] Valid paths if any files referenced
+
+**Reference:** `commit-poet.agent.yaml`
+
+---
+
+## hasSidecar: true
+
+### Structure
+- [ ] `sidecar-folder` specified in metadata
+- [ ] Folder exists: `{name}-sidecar/`
+- [ ] Sidecar contains: `instructions.md`, `memories.md` (recommended)
+
+### critical_actions (MANDATORY)
+```yaml
+critical_actions:
+  - 'Load COMPLETE file {project-root}/_bmad/_memory/{sidecar-folder}/memories.md'
+  - 'Load COMPLETE file {project-root}/_bmad/_memory/{sidecar-folder}/instructions.md'
+  - 'ONLY read/write files in {project-root}/_bmad/_memory/{sidecar-folder}/'
+```
+- [ ] Exists with ≥3 actions
+- [ ] Loads memories, loads instructions, restricts file access
+- [ ] No placeholders, no compiler-injected steps
+
+### Path Format (CRITICAL)
+- [ ] ALL sidecar paths: `{project-root}/_bmad/_memory/{sidecar-folder}/...`
+- [ ] `{project-root}` is literal (not replaced)
+- [ ] `{sidecar-folder}` = actual folder name
+- [ ] No `./` or `/Users/` paths <!-- validate-file-refs:ignore -->
+
+### Persona Addition
+- [ ] `communication_style` includes memory reference patterns
+- [ ] Natural: "Last time you mentioned..." or "I've noticed patterns..."
+
+### Menu Actions
+- [ ] Sidecar references use correct path format
+- [ ] Update actions are complete
+
+**Reference:** `journal-keeper/`
+
+---
+
+## Compiler-Injected (Skip Validation)
+- Frontmatter (`---name/description---`)
+- XML activation block
+- Menu items: `MH`, `CH`, `PM`, `DA`
+- Rules section
+
+---
+
+## Common Fixes
+
+| Issue | Fix |
+|-------|-----|
+| Behaviors in `communication_style` | Move to `identity` or `principles` |
+| `trigger: analyze` | `trigger: AN or fuzzy match on analyze` |
+| `description: 'Analyze code'` | `description: '[AC] Analyze code'` |
+| `./sidecar/memories.md` | `{project-root}/_bmad/_memory/sidecar/memories.md` |
+| Missing `critical_actions` (hasSidecar: true) | Add load memories, load instructions, restrict access |
+| No memory references (hasSidecar: true) | Add to `communication_style`: "Last time you mentioned..." |